Small Business
Check Your Business Credit Score and Ratings
If you own a small business, your business credit score is crucial
Keeping an eye on your business credit score is important for a small business, especially when the need for financing arises. Having access to credit can be a lifeline for your business. It enables you to obtain the cash you need to grow, hire additional staff, invest into new technology, and deal with cash flow challenges. Your business credit score works a lot like your personal one. Having a good credit score makes you eligible for borrowing on more favourable terms.
D&B Credit Insight Plus – Insights Beyond Your Own Business
If you’re ready to look beyond your own credit profile, D&B Credit Insight Plus offers a broader perspective. Designed for UK and Ireland businesses, it gives you access to verified data, scores, ratings and recommended credit limits on other companies, helping you make more informed decisions and build stronger relationships.
If you also want to understand how your business compares to others, it lets you benchmark against peers and competitors. You’ll get a clearer view of your position in the market, helping you spot strengths, uncover vulnerabilities and make informed decisions.
Check your business credit score now!
At Dun & Bradstreet, we know that you are busy juggling multiple priorities. So we want to make it easy for you to stay on top of your credit score.
If you are looking for an in-depth view of your credit score and ratings, with continuous access and 24/7 change alerts, your maximum credit recommendation, a peer comparison pack and insights on your repayment habits, then sign up for D&B Credit Insights today.
How to Check Your Business Credit Scores and Ratings
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D&B Credit Insights Free
D&B Credit Insights
D&B Credit Insights Plus
This product is purchased on an annual subscription basis and the Licence is granted for an initial period of one year. The licence will automatically renew each year. At renewal for annual subscriptions, D&B may increase the fee by an amount not exceeding 5% of the then-current fee until the licence is cancelled and the agreement terminated by the customer by providing D&B with at least 14 business days’ notice prior to a renewal by filling out this cancellation form.
Got more questions about your business credit?
Check out the following resources for more information.
Every business has a credit score. Whether you are a small business, start-up, or a micro business owner, we want to help you to understand credit on yourself – what information is held about you that others can access when qualifying your business as a potential partner.
Like your personal credit profile, your business credit file follows you everywhere, tracking your payment history, outstanding balances, business transactions, and more. Dun & Bradstreet uses this data to calculate a series of business credit scores and ratings. Business partners, like potential lenders and creditors, can get a glimpse into the financial health of your company by checking your Dun & Bradstreet business credit file. By nature, these scores and ratings can fluctuate often, changing regularly based on your financial activity
Regardless of where you are in your business journey – whether you are just starting out, trying to improve cash flow, or looking to expand – maintaining a strong business credit file is essential to your success. That is why it is important to know what is inside your business credit file.
Assigning a D-U-N-S® Number to businesses is at the heart of what we do. This unique nine – digit identifier forms the foundation of how we create business records and is central to D&B's Data Cloud, providing an in – depth view of corporate ownership and linkage. Like people, businesses grow, change and evolve, which makes it hard to be sure who you are doing business with, especially when operating internationally.
“D-U-N-S,” which stands for Data Universal Numbering System, is used to maintain up-to-date and timely information on hundreds of millions of global businesses. A D-U-N-S Number identifies a company’s Dun & Bradstreet business credit file, which may include firmographic data (company name, address, phone number, etc.), corporate family relationship data (headquarters, branches, subsidiaries, etc.), and scores and ratings that assess different financial health indicators.
The D-U-N-S Number can also help you to:
- Establish creditability with lenders and business partners,
- Qualify for contracts and traditional loans,
- Protect your business by monitoring other business files, informing decisions on who to partner with, and much more.
If you are an owner of an unincorporated business, or a director of a UK registered business with an annual turnover of less than £25 million, you can request access to your free statutory credit report.
During the cost-of-living crisis, it is especially important to verify who you are trading with and who supplies you with goods and services.
Unpaid invoices and late payments are a crippling burden on many businesses. Your financial forecasting should take into consideration unexpected factors that could affect your revenue and allow you to plan for ‘rainy day’ scenarios that could impact your business. Protect your business by running credit checks on new customers before extending their credit and prepare to tackle late payments with the help of Dun & Bradstreet.
With the help of our survey partner Censuswide, we have conducted a survey of over 750 UK SME owners across the UK to gain insight into how SMEs are feeling, what is keeping them up at night, and where they see opportunities for future growth. Amongst other issues, our survey results reveal unpaid invoices and subsequent cash flow challenges are a crippling burden for the UK SMEs. Britain’s small-and medium-sized businesses are owed an annual amount £147,141 in arrears in 2022. Learn more about the current small business landscape today.
Need Help?
Contact our small business team on
Select option 1 for Sales, followed by option 1 for credit information on your own business.
Need to submit updates to the business information in your Dun & Bradstreet credit file? You can view and request updates to your company’s information for free with D-U-N-S® Manager.
The information provided by Dun & Bradstreet Limited, and its Account Managers is provided “as-is.” Dun & Bradstreet Limited makes no representations or warranties, express or implied, with respect to such information and the results of the use of such information. Neither Dun & Bradstreet Limited nor any of its parents, subsidiaries, affiliates or their respective partners, officers, directors, employees, or agents shall be held liable for any damages arising from or in connection with a business’s use of or reliance on the information given.