SMALL BUSINESS
D&B Credit Insights
Discover the Power of Knowing What’s in Your Business Credit Profile
Understand your Business Scores & Ratings, so you can Plan for your Business’s Future
D&B Credit Insights is for any small business owner who wants to know their business’s credit like the back of their hand. See real-time alerts when there are changes to your business scores and ratings, so you can quickly spot potential issues and act fast.
Get the unique advantage of learning the fundamentals of business credit while being alerted to key changes in your business credit scores.
Strong business credit scores may not only help you to secure favourable financing terms and attract potential investors, but it may also signal reliability and trustworthiness to suppliers, partners, and customers.
D&B Credit Insight Plus – Insights Beyond Your Own Business
If you’re ready to look beyond your own credit profile, D&B Credit Insight Plus offers a broader perspective. Designed for UK and Ireland businesses, it gives you access to verified data, scores, ratings and recommended credit limits on other companies, helping you make more informed decisions and build stronger relationships.
If you also want to understand how your business compares to others, it lets you benchmark against peers and competitors. You’ll get a clearer view of your position in the market, helping you spot strengths, uncover vulnerabilities and make informed decisions.
Monitor Your Business Credit: How it Works
D&B Credit Insights helps you keep a watchful eye on your business scores and ratings. Timely alerts to changes in scores and ratings, along with access to trends over time, help you to identify potential risks so you can take proactive measures to help establish and maintain your credit profile.
See Scores and Ratings — and Fewer Surprises
Stay informed about your business's credit by regularly monitoring changes to your business scores and ratings, which include:
- Overall Business Risk
- Failure Score
- Delinquency Score
- PAYDEX
- Maximum Credit Recommendation
Understanding the scores and ratings in your business credit file may provide insights into your business’s financial strengths and weaknesses and help inspire confidence when making high-stakes decisionsBy looking at your business credit scores and ratings in one place, you can see the information potential lenders and suppliers might use to help evaluate your creditworthiness. Viewing your business credit file without unnecessary complexities could save you valuable time and inspire confidence when making high-stakes decisions.
See the Information in Your Company Profile
Review the business information and see comprehensive information summarizing your Company’s Registration, Business Activities, Ownership, Family Tree, Employees and more.
Additionally, review Legal Events such as Insolvency, Public Fillings, Judgments, Mortgages and Charges involving your business, which can influence your prompt action.
See Payment History—Spot Helpful Patterns or Potential Issues
Discover insights into your financial track record with Payment History. See how your business has handled vendor payments and met financial commitments over time. Get a clear summary of your payment behavior as reported to D&B.
Get insights to your financial data that is used to determine that is used to determine your scores and ratings
Knowing your business financial health may pinpoint the best time to obtain financing, help you find possible errors, and give you an understanding of how your business compares to the industry and your competitors.
Get Email and In-App Alerts—Act Before It’s Too Late
Get notified about changes to your business credit file. Know when your available Dun & Bradstreet credit scores and ratings go up or down.
Get notified about legal events involving your business too, so you can act fast
Alerts and notifications add a layer of awareness. You're always equipped with insights to make informed decisions.
Give Other Businesses Confidence In You As A Business Partner
Export a PDF copy of your business report that includes:
- Scores and Ratings (Overall Business Risk, Failure Score, D&B Rating, Delinquency Score, PAYDEX, Maximum Credit Recommendation)
- Payment Histoy (Trade Payments)
- Company Operations and Legal Events
- Financials (Financial Statement Comparison, Balance Sheet, Income Statement, Financial Ratios)
D&B Credit Insights Tiers Available:
D&B Credit Insights Free
D&B Credit Insights
D&B Credit Insights Plus
A statutory credit report is a free, basic report showing your credit history at a point in time. Unlike Credit Insights, it does not provide 24/7 access to your credit history, include your credit scores or any additional features to help you monitor and manage your credit score.
How can I get a statutory credit report?
If you are an owner of an unincorporated business, or a director of a UK registered business with an annual turnover of less than £25 million, you can request access to your free statutory credit report.
Understand your business credit file to help position your business for future opportunities
Daily Practicality
Real-Time Information
Competitive Edge
Trustworthy Data
Learn as You Grow
D&B Credit Insights In Action
”Great information and value! Our organization uses D&B Credit Insights to monitor our business credit. It addresses many issues for us, including knowing when credit changes occur and getting free alerts.”
“We use D&B Credit Insights to keep track of our business credit report and any errors or mistakes that may be on it. It serves as a good comparison for how our company is performing compared to other businesses in the industry.”
“This has been very helpful in determining credit analysis for customers. We've also receive very useful alerts for our customers if they have an issue going on, such as potential bankruptcy or closure of their business.”
Disclaimers
1By upgrading to Credit Insights Basic you will be able to view and monitor the following scores & ratings where available: Overall Business Risk, Failure Score, Delinquency Score, PAYDEX score & Maximum Credit Recommendation.
2Credit Insights Free only shows Overall Business Risk. It also allows you to receive email and in-product alerts to changes in the Overall Business Risk, Failure Score, Delinquency Score, PAYDEX score & Maximum Credit Recommendation. To see the detail of the changes and your actual scores and ratings, or to receive notifications related to your company’s legal events, we recommend that you upgrade to Credit Insight Basic.
3This product is purchased on an annual subscription basis and the licence is granted for an initial period of one year. The licence will automatically renew each year. At renewal for annual subscriptions, D&B may increase the fee by an amount not exceeding 5% of the then-current fee until the licence is cancelled and the agreement terminated by the customer by providing D&B with at least 14 business days’ notice prior to a renewal by filling out this cancellation form.